Michael Masor

Clearwater Financial Group

Articles

Prepping for Retirement in the Home Stretch

May 22, 2024

With just five years left until retirement, the countdown has officially begun. This crucial period is ...

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Understanding Risk Tolerance and Time Horizon in Retirement Planning

April 24, 2024

Effective retirement planning hinges on a deep understanding of two crucial concepts: risk tolerance and time ...

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Lowering Healthcare Costs in Your Golden Years

March 28, 2024

Being proactive about your health is a matter of improving your quality of life and a ...

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Red Flags to watch out for in Financial Advisors

February 21, 2024

Retirement planning is a critical aspect of financial well-being, demanding careful strategy and expert guidance. A ...

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The State, Your Stuff, and the Cost of Aging

January 9, 2024

Disclaimer: Medicaid rules will differ from state to state. Make sure you fully understand the benefits ...

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How the 2024 Social Security COLA Affects Your Finances

December 15, 2023

For millions of Americans, the 3.2% cost-of-living adjustment (COLA) to Social Security benefits in 2024 brings ...

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Gray Divorce and Its Impact on Retirement Savings

November 27, 2023

Divorce, often a challenging experience emotionally and logistically, also poses significant financial implications, particularly for those ...

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Holistic Retirement Planning

October 27, 2023

“Holistic - characterized by the belief that the parts of something are interconnected and can be ...

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Unveiling the Comprehensive Benefits of Fixed and Fixed Indexed Annuities

September 28, 2023

The Powerhouse of Financial Security Navigating the uncertain landscape of today's financial markets may be a ...

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A Guide for Making Safe and Informed Choices on Annuities

August 31, 2023

Annuities may serve as a powerful financial tool for those looking to secure a stable, long-term ...

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Securing Your Finances as a Retiree

June 29, 2023

Frequently Asked Questions 1. What is the best way to manage my finances in retirement? Effective ...

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 Choosing a Financial Advisor

April 25, 2023

The Importance of Finding Someone Experienced with Annuities An annuity is a contract between an individual ...

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Retirement Success Is Not Guaranteed By Money

February 23, 2023

When the topic is retirement, the conversation is typically centered around money. We discuss ways to ...

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It's Always Wise to Include Annuities

March 23, 2021

"Offering retirees the chance to obtain tax-deferred growth and guaranteed income in retirement, annuities should always ...

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The Rule of 752: Use It To Change Your Spending Habits For A Prosperous Retirement

September 21, 2020

There's a gremlin nibbling away at your wealth as fast you can accumulate it. It's a ...

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10,000 Baby Boomers Retire Each Day

January 30, 2021

10,000 new baby boomers retire each day. Think about it: Many people don’t get defined pension ...

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A Compelling Story: Fixed Index Annuities

July 21, 2020

How would you like to play poker where the casino told you they would guarantee you ...

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A Gold Watch And Lifetime Income

March 6, 2019

Pensions have evolved to self-directed retirement planning I grew up in steel country in Western Pennsylvania. ...

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A La Carte Planning Don't Be A Victim

March 26, 2023

A dangerous phenomenon is happening within the financial services industry. For years marketing gurus taught the ...

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A New Idea That Has Been With Us For Over 200 Years

August 14, 2019

“Only money left over after paying taxes can be spent. For the average person in the ...

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Michael Masor picture

Michael Masor

Clearwater Financial Group

24285 Katy Freeway

Suite 300

Katy, Texas 77494

michael@clearwaterfinancialgroup.com

(832) 278-3195

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