Michael Masor
Clearwater Financial Group
Articles
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Selecting the Best Retirement Accounts for Your Future
June 13, 2024
Planning for retirement is essential to achieving financial security, and choosing the right retirement accounts is crucial for ...
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Prepping for Retirement in the Home Stretch
May 22, 2024
With just five years left until retirement, the countdown has officially begun. This crucial period is ...
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Understanding Risk Tolerance and Time Horizon in Retirement Planning
April 24, 2024
Effective retirement planning hinges on a deep understanding of two crucial concepts: risk tolerance and time ...
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Lowering Healthcare Costs in Your Golden Years
March 28, 2024
Being proactive about your health is a matter of improving your quality of life and a ...
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Red Flags to watch out for in Financial Advisors
February 21, 2024
Retirement planning is a critical aspect of financial well-being, demanding careful strategy and expert guidance. A ...
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The State, Your Stuff, and the Cost of Aging
January 9, 2024
Disclaimer: Medicaid rules will differ from state to state. Make sure you fully understand the benefits ...
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How the 2024 Social Security COLA Affects Your Finances
December 15, 2023
For millions of Americans, the 3.2% cost-of-living adjustment (COLA) to Social Security benefits in 2024 brings ...
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Gray Divorce and Its Impact on Retirement Savings
November 27, 2023
Divorce, often a challenging experience emotionally and logistically, also poses significant financial implications, particularly for those ...
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Holistic Retirement Planning
October 27, 2023
“Holistic - characterized by the belief that the parts of something are interconnected and can be ...
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Unveiling the Comprehensive Benefits of Fixed and Fixed Indexed Annuities
September 28, 2023
The Powerhouse of Financial Security Navigating the uncertain landscape of today's financial markets may be a ...
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A Guide for Making Safe and Informed Choices on Annuities
August 31, 2023
Annuities may serve as a powerful financial tool for those looking to secure a stable, long-term ...
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Securing Your Finances as a Retiree
June 29, 2023
Frequently Asked Questions 1. What is the best way to manage my finances in retirement? Effective ...
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Choosing a Financial Advisor
April 25, 2023
The Importance of Finding Someone Experienced with Annuities An annuity is a contract between an individual ...
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Retirement Success Is Not Guaranteed By Money
February 23, 2023
When the topic is retirement, the conversation is typically centered around money. We discuss ways to ...
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It's Always Wise to Include Annuities
March 23, 2021
"Offering retirees the chance to obtain tax-deferred growth and guaranteed income in retirement, annuities should always ...
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The Rule of 752: Use It To Change Your Spending Habits For A Prosperous Retirement
September 21, 2020
There's a gremlin nibbling away at your wealth as fast you can accumulate it. It's a ...
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10,000 Baby Boomers Retire Each Day
January 30, 2021
10,000 new baby boomers retire each day. Think about it: Many people don’t get defined pension ...
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A Compelling Story: Fixed Index Annuities
July 21, 2020
How would you like to play poker where the casino told you they would guarantee you ...
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A Gold Watch And Lifetime Income
March 6, 2019
Pensions have evolved to self-directed retirement planning I grew up in steel country in Western Pennsylvania. ...
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A La Carte Planning Don't Be A Victim
March 26, 2023
A dangerous phenomenon is happening within the financial services industry. For years marketing gurus taught the ...
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Michael Masor
Clearwater Financial Group
24285 Katy Freeway
Suite 300
Katy, Texas 77494
michael@clearwaterfinancialgroup.com
(832) 278-3195
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